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The long-awaited retirement of the millions of baby boomers born between 1945 and 1964 has begun...for some. But Fortune magazine reports that many employees aren't ready to say goodbye and some companies don't want to lose them. For pharmaceutical, technology and engineering companies, losing experienced employees can lead to a brain drain. In a recent AARP survey of 1,000 human resources directors, 69% said that their companies are looking to keep older workers as part-time workers and consultants; 46% are trying to entice older workers to stay on full-time. Does that mean you only need half the number of golf clubs you bought for retirement?